Real stories of struggles and victories of me, my household and of other people into frugal living journey here in Cebu. All ideas were carefully curated and written in 10’s to showcase only the top and the best in every category. Each list is written to inspire others, benefit from the knowledge of people who goes before this journey and learn from all the mistakes.


What We Share

Top 10 list of personal finances advice, regrets, investing, and money hacks recommended by frugal Pinoys

Top 10 list of tips, challenges, technical advice, and expenses of houses here in Cebu…

Top 10 list about budget foods inspired by all wais na misis and my meal prep journey…

Know us better

Our Cultural Background

Cebu, Philippines

where we live

Peso (php)






Why You’ll Love This Blog

There is no other feeling more rewarding than achieving financial independence for oneself and her household. This blog is more than just frugal living stories, it will teach you about;

  • Saving principles (personal and for the household)
  • Budgeting
  • How to protect your money
  • Real estate in Cebu
  • Saving for retirement
  • Borrowing and lending
  • Practical guides, tips and detailed timelines
  • Frugal living insights in Cebu
  • Government transactions in Cebu
  • Personal stories that will inspire you

“Beware of little expenses; a small leak will sink a great ship”

– Benjamin Franklin

Read our Top 10 lists

Our Favorite Lists

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